I am completely perplexed and baffled at the phone call I have just had. I applied for a car loan last week as I’m looking to upgrade once the burden of mortgage payments is lifted (fingers crossed this will be in the next month or so). Today I got a call saying I was approved -great stuff. Now to get my loan I have to sign the loan agreement, BUT I can’t do this on my own – It has to be witnessed by a bank official which means that I need to go to specify a bank to which the agreement will be sent. I then have to wait a few days for the agreement to arrive and then arrange to go to that bank and sign the thing. This would be acceptable if the banks open on Saturday or late one night. They don’t (none of them – and before anyone pipes up, 5pm is NOT late). AIB make money from loans, it’s in their interest to make it easy to take them out – not difficult.
I keep referring back to the UK as there it was simple. The loan agreement was sent to your address, you signed it and sent it back – easy. What is it with backward systems in this place????

I have two more examples of the craziness that is Irish logic. To get an NCT (similar to MOT) I had to drive to the NCT center and get my log book photocopied, wait three days and then arrange a test for another day by phone or online. Why can’t the NCT center get a copy of the log book from the relevant office without me having to go all the way to Ballymun and like a tulip watch them photocopy my logbook?. Insane logic yet again.

My last example is Pensions. I have a UK pension and it is possible to transfer pensions from one country to another providing the pension fund meets certain requirements. Now this was possible a few months ago to Ireland. Now though, the Irish government has decided that it’s not allowing this anymore. The fund still meets the requirements but it’s a no-go. How can this make sense???

I do love Ireland but please please could the people responsible for the above get their head out of their asses and think about their policies before enforcing them.

Also the title reads “Irish Logic” backwards.